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Fund And Flow
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    • Term Loan
    • Line of Credit
    • Merchant Cash Advance
    • Equipment Financing
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Basic Qualifications To Start Your Business Funding Application

Tell us about yourself. The application should take 5 minutes to complete if you have all the information available.
First Name*
Last Name*
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Minimum Funding Qualifications

If you answer no to any of the four questions below you will not be approved for funding. We welcome you to resubmit your application when you become eligible. Is your business located in the United States? Is your personal credit score 500 or higher? Have you owned your business for at least 8 months? Are you depositing at least $5,000 per month into your business checking account?
Minimum Funding Qualifications
Is your business located in the United States?
Is your personal credit score 500 or higher?
Have you owned your business for at least 8 months?
Are you depositing at least $5,000 per month into your business checking account?
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Is your business located in the United States?*
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Is your personal credit score 500 or higher?*
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Have you owned your business for at least 8 months?*
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Are you depositing at least $5,000 per month into your business checking account?*

Business Information


Physical Street Address*
(No P.O. Box or UPS Mailbox) - Please use Home Address if you do not have a physical business location.

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Do you rent or own your business building?
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Mailing Address

Business Information

Business Start Date*
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Does the business accept credit cards?
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Is the business seasonal/closed during part of the year?
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Is the business for sale?
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Does the business/owner have any open State/Federal tax liens?
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Does the business/owner have any pending lawsuits or judgements?

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Details for Recommended Loan Amount

We need to know more about your needs and funding background to assess what will be the right fit for your company.

Details for Recommended Loan Amount

We need to know more about your needs.
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Do you have any outstanding merchant cash advance loan balances?*
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Owner #1 Information

We need to know a bit more about you to consider your application.
Home Street Address*
(No P.O. Box or UPS Mailbox)
Date of Birth*
We use your Social Security Number to help confirm your identity and conduct a soft credit inquiry. Applying will not impact your personal credit score.
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Owner #2 Information

If you own less than 50% of your business, we need to know additional information about the person who owns the next largest percentage of the business.
Owner #2 First Name*
Owner #2 Last Name*
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Owner #2 Home Address*
(No P.O. Box or UPS Mailbox)
Owner #2 Date of Birth*
We use your Social Security Number to help confirm your identity and conduct a soft credit inquiry. Applying will not impact your personal credit score.

Authorization & E-Signature

By checking the boxes below you acknowledge that your Social Security Number may be used to confirm your identity and that you have read and agreed to our Credit and Background Check Agreement (which authorizes credit and background inquiries). You acknowledge that you intend to and agree to electronically sign this application and represent that you have read and agreed to our E-Consent Agreement including the E-Signature provisions.
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Credit and Background Check Authorization*
By checking here you acknowledge that your Social Security Number may be used to confirm your identity, and that you have read and agreed to our Credit and Background Check Agreement (which authorizes credit and background inquiries).
Credit and Background Check Authorization*
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E-Consent Agreement*
By checking here you acknowledge that you intend to and agree to electronically sign this application, and represent that you have read and agreed to our E-Consent Agreement including the E-Signature provisions.
E-Consent Agreement*
Reset signature Signature locked. Reset to sign again
Reset signature Signature locked. Reset to sign again

Upload Business Bank Statements

Please upload your last three months of business bank statements. If you do not have your statements available email them to submissions@fundandflow.com.
Drop files here or
Accepted file types: pdf, Max. file size: 32 MB, Max. files: 12.

    Upload Business Bank Statements

    Please upload your last four months of business bank statements. If you do not have your statements available email them to submissions@fundandflow.com.
    Drop files here or
    Accepted file types: pdf, Max. file size: 32 MB, Max. files: 12.
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      Drop files here or
      Accepted file types: pdf, Max. file size: 32 MB, Max. files: 12.
        Fund And Flow

        600 W Broadway, Suite 700
        San Diego, CA 92101

        (619)-259-0673
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